London — Crypto just got a major usability upgrade. Mercuryo, the global payments platform powering seamless crypto-to-fiat experiences, has officially launched Spend, a new Mastercard-powered debit card that lets users pay with crypto directly from their Ledger wallet—online or in-store.
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Now live in the Ledger Live app, Spend offers instant, fee-free sign-up and gives users access to over 150 million merchants worldwide. Whether you're buying coffee or concert tickets, your Bitcoin or Ethereum holdings can now be used to pay like fiat—with no additional steps, logins, or third-party transfers.
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A Seamless Bridge From Self-Custody to Daily Spending
Spend turns crypto into a fully usable currency. Funds are converted from digital assets to fiat at the time of purchase, and the card integrates with Apple Pay and Google Pay for a true tap-to-pay experience.
At launch, Spend supports BTC and ETH, with plans to add stablecoins and additional tokens in the coming months. The card is open to users across the European Economic Area, with a €40,000 monthly spend cap and full compatibility with Ledger’s trusted security features.
“Ledger has made self-custody cool. Together with Mastercard and Ledger, we’re closing the loop—giving people the power to spend their crypto securely, instantly, and globally.”
Petr Kozyakov, CEO of Mercuryo
The Power of Ledger, the Reach of Mastercard
With more than 7 million devices sold, Ledger is the gold standard in self-custody. Now, with Spend integrated into Ledger Live, users can hold, manage, and spend their digital assets without ever leaving the app.
“This is about giving our users real-world utility. The Spend card combines the security of Ledger, the payment power of Mastercard, and the seamless experience of Mercuryo—all in one tap.”
Jean-François Rochet, EVP of Consumer Services at Ledger
Ledger customers making a purchase with Spend will also benefit from Mastercard’s robust consumer protections including AML and KYC protocols.
What Makes Spend Different?
Powered by Mastercard, usable globally
Integrated with Ledger Live for maximum security
Real-time crypto-to-fiat conversion
Spend anywhere: online, in-store, or via mobile wallet
Supports 130+ currencies, with plans to expand
As crypto moves from speculative asset to everyday tool, Spend is a bold step forward in Web3 utility. And for Ledger users, it’s one less barrier between digital wealth and real-world experiences.
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About Mercuryo
Mercuryo simplifies crypto payments with an intuitive suite of APIs and consumer products that support seamless on-chain integrations. Trusted by top platforms like MetaMask, Trust Wallet, and PancakeSwap, Mercuryo is building the rails for Web3 finance to meet the real world.
About Ledger
Ledger is the leading provider of digital asset security, having sold over 7 million hardware wallets and protecting 20% of the world’s crypto. Ledger Live is its companion app for managing, swapping, and now spending crypto—all in one place.
Learn more: www.mercuryo.io | www.ledger.com
