Most of the time you may not be able to buy XRP directly with fiat currency. Luckily, you can buy XRP with other cryptocurrencies such as Bitcoin and stable coins. We’re going to cover the top 5 places to buy XRP with fiat, stable coins, and cryptocurrencies.
Most of the exchanges don’t allow you to withdraw your crypto immediately. Coinbase on the other hand allows immediate withdrawal after opening an account. Buy a cryptocurrency called Stellar Lumens (XLM) with your debit card in Coinbase. Send the purchased XLM to your Atomic Wallet XLM address. As soon as it hits your wallet you have the option within Atomic Wallet to exchange or swap the XLM to XRP.
Atomic Wallet is a secure decentralized cryptocurrency wallet. It holds over 300 currencies at the current moment. You can download the wallet at atomicwallet.io. Atomic Wallet makes transacting and swapping between different currencies very easy.
What I love about Kucoin is that it doesn’t need any KYC to buy XRP. All you need is an email and password, and you’re good to go. With this platform, there are 3 methods to buy crypto. Credit/Debit card, P2P, and Fast Buy. The only way you can buy XRP here is with the Debit/Credit card option. Kucoin uses a third party called Simplex and Banxa. This allows you to take fiat and swap it internationally for crypto. They also provide a SEPA and Apple Pay payment method to purchase XRP.
The withdrawal fee on Kucoin is 0.1 XRP and the minimum withdrawal limit is 20.0 XRP.
Changelly is a decentralized exchange (DEX) that can be found at changelly.com. They also have an app that is available on Android and iPhone devices. Just like Kucoin, you don’t need to go through KYC to use the platform. Changelly got access to 170 different crypto assets. You can exchange or swap any currency for XRP. USD to XRP, BTC to XRP it doesn’t matter.
You also have the option to buy XRP with 59 different fiat currencies, from USD to ZAR. Their commission fee on each trade is 0.5% which is minimal in exchanges. Changelly received a score of 4.3 out of 5 stars from 2 225 reviews on Trustpilot. That’s impressive for a decentralized exchange platform.
Coinmama has been around since 2013 and is mostly available worldwide. The buying process with them is simple and fast. You can buy XRP with your Credit/Debit card, Apple Pay, or bank transfer. This exchange offers higher limits for purchasing XRP than all other crypto exchanges worldwide. The only downside of Coinmama is their high fees. It’s also not available in some USA states. I’ll only recommend them if you want to buy XRP as quickly as possible.
With eToro you will need to complete a KYC to open an account. After opening an account, you need to deposit a minimum of $50. Payment methods like debit card, credit card, PayPal, Neteller, Skrill, or a bank transfer is available. In the eToro dashboard, you can find the “Trade” option where you can buy XRP with USD. eToro’s got advantages like commission-free trading and a quick account opening process.
With eToro you can buy XRP with zero commission fees. The minimum deposit is only $25. On the downside, they only offer one base currency and charge a $10 inactivity fee if you don’t use the app for a year.
If you’ve been holding off on investing, now is a great time to get your feet wet in the market! By following the steps outlined in this article, you can be confident that you will be able to buy XRP quickly and risk-free. The price of XRP is currently low, but no one knows how long it will remain that way.
One thing to keep in mind, there is still an ongoing lawsuit. While some exchanges have announced plans to relist XRP, the coin’s future remains uncertain.