Mercuryo has partnered with Visa to expand real-time crypto off-ramps using Visa Direct, making it easier for users to convert digital assets into local fiat.
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The integration allows eligible users to cash out crypto directly to Visa debit or credit cards in near real time—without leaving the wallets, exchanges, or Web3 apps they already use. This is especially impactful for non-custodial wallets and cross-border users, where off-ramping has traditionally been slow and fragmented.
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Turning Onchain Value Into Spendable Fiat — Fast
Through the integration, Mercuryo is extending Visa Direct across its network of non-custodial wallets, exchanges, and Web3 platforms. Users can convert crypto to fiat without leaving the apps they already rely on, with funds delivered directly to eligible Visa cards—reducing delays and eliminating unnecessary steps.
Visa Direct’s real-time payments infrastructure enables near-instant settlement across multiple markets, making the service especially relevant for global users who rely on crypto for payments, remittances, and onchain income.
Why It Matters for Web3 Infrastructure
While much of crypto innovation happens onchain, the user experience often breaks at the point of exit. Slow, expensive, or fragmented off-ramps can undermine otherwise seamless workflows—particularly for non-custodial wallets and consumer-facing applications.
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By pairing Mercuryo’s crypto-native payments stack with Visa’s global card infrastructure, the partnership helps close that gap—bringing crypto liquidity closer to traditional spending rails accepted at more than 150 million Visa merchant locations worldwide.
This partnership with Visa further enhances our ability to deliver a fast, low-cost off-ramping experience, said Mercuryo Co-Founder and CEO Petr Kozyakov, noting that it significantly reduces the complexity typically associated with cross-border cash-outs.
From Visa’s perspective, the collaboration reinforces its broader strategy of connecting digital assets with existing financial infrastructure. Visa Direct’s near-instant settlement allows crypto platforms to offer fiat access that feels familiar to users—while still operating on modern payment rails.
