DeFi

Buck Launches the Bitcoin Dollar With 7% Rewards, Introducing a New Savings Layer for Crypto

Lidia Yadlos · Jan 06, 2026
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Buck Launches the Bitcoin Dollar With 7% Rewards, Introducing a New Savings Layer for Crypto

Buck is launching what it calls the world’s first Bitcoin Dollar — a savings-focused crypto asset designed to deliver predictable rewards in a market that has historically favored speculation over stability.
 
The product offers 7% annual rewards that accrue minute by minute, positioning Buck as a new category of digital asset: not a payment rail, not a trading vehicle, but a crypto-native savings instrument built for global access and constant liquidity.

Rather than competing with stablecoins, Buck is designed to complement them.

A Savings Coin, Not a Trading Token

At launch, Buck is priced at $1 per token and can be traded 24/7, without the constraints of traditional banking hours or fiat on-ramps. Holders earn rewards based on the precise time they hold the token, with earnings accumulating continuously rather than through fixed lockups or yield programs.
 
The structure allows users to enter and exit directly in crypto, removing the need for bank conversions and lowering friction for global users. The goal is simple: make earning predictable returns in crypto feel closer to saving than speculating.

How the Bitcoin Dollar Generates Yield

Buck’s rewards are funded indirectly through Bitcoin exposure — but without relying on direct price appreciation.
 
The Buck treasury holds STRC, Strategy’s Bitcoin-backed perpetual preferred stock, which pays a monthly return of capital at a variable annual rate. These earnings flow into Buck’s treasury, where token holders vote on distributing rewards to the community.

The result is a governance-driven savings model backed by an established financial instrument that is overcollateralized with Bitcoin, rather than experimental DeFi mechanics. Governance, transparency, and predictability sit at the core of the design.

Built by a Founder Focused on Scale and Regulation

Buck Labs, the U.S.-based technology company behind the project, is led by Founder and CEO Travis VanderZanden, a long-time Bitcoin investor and seasoned consumer-tech operator.
 
VanderZanden previously founded and led Bird, overseeing one of the fastest global expansions in recent tech history while working closely with city governments and regulators across hundreds of jurisdictions. Earlier roles at Lyft and Uber shaped his experience navigating regulatory complexity while driving mass consumer adoption.

“People want a simple way to earn rewards in crypto without becoming speculators,” VanderZanden said. “That’s exactly what Buck is designed to provide. The Bitcoin Dollar gives users a clear, intuitive way to save — not trade.”


Travis VanderZanden, Founder & CEO of Buck

 His move into digital assets reflects a shift toward building financial products that emphasize durability, compliance, and user trust. 

A New Financial Primitive for Crypto Users

VanderZanden sees Buck as filling a structural gap in crypto’s financial stack.
 
In this model, stablecoins function like checking accounts, optimized for payments and daily liquidity. Buck, by contrast, is positioned as the savings layer — designed for disciplined capital preservation and predictable growth.

“The crypto market has matured,” VanderZanden said. “Users now expect utility and reliability. Buck is built to make consistent savings a core financial function of crypto.”


Travis VanderZanden, Founder & CEO of Buck

By combining Strategy’s traditional financial framework with Web3 flexibility, Buck aims to offer a borderless savings experience that feels familiar to users — but operates natively on crypto rails.

With minute-by-minute rewards, continuous liquidity, and Bitcoin-backed foundations, the Bitcoin Dollar is Buck’s bet on where crypto savings are headed next.