Pulsar Money Chooses Circle's Arc Blockchain to Launch Multi-Currency Stablecoin App

Stablecoins are increasingly moving into everyday finance—and Pulsar Money wants to make them feel as simple as using a traditional banking app.

The company has announced it will launch exclusively on Arc, Circle's stablecoin-native Layer 1 blockchain, becoming one of the first consumer-facing applications built on the network.

Designed for the European market, Pulsar allows users to hold, spend and instantly swap multiple fiat-backed stablecoins from a single app while accessing regulated payment infrastructure.

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One Wallet for Digital Dollars, Euros and Pounds

Pulsar is built around regulated stablecoins, allowing users to hold balances in currencies including USDC and EURC, with additional fiat-backed stablecoins expected over time.

Rather than relying on traditional foreign exchange providers, users will be able to swap between supported currencies instantly with minimal fees using StableFX, Circle's institutional foreign exchange engine for stablecoins.

The app also includes a non-custodial Visa card, allowing users to spend whichever stablecoin balance they hold while reducing foreign exchange costs during international purchases.

Initially, virtual Visa cards will be available to residents in more than 110 countries, with additional features planned after launch.

AI Could Manage Your Money

Beyond payments, Pulsar is also building toward AI-powered financial automation. The company plans to introduce agentic payments, allowing users to delegate routine financial tasks to AI assistants.

Examples include automatically converting euros into dollars when exchange rates become more favorable or selecting the cheapest currency balance available to pay recurring subscriptions.

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The vision reflects a growing trend across fintech, where AI is increasingly moving from answering financial questions to actively executing financial tasks on behalf of users.

"Over the past months, we've been building Pulsar in close collaboration with a wider group of leading financial infrastructure teams to integrate with Arc," said Alex Radu, CEO of Pulsar Money.

"That work has shaped the product we're proud to bring to market: a consumer money app built around stablecoin payments, intelligent financial execution and access to new on-chain financial primitives."

Built for Europe's Stablecoin Rules

Pulsar is being developed around MiCA-compliant stablecoins and regulated financial infrastructure, reflecting Europe's new regulatory framework for digital assets.

The company says building on Arc provides the foundation needed to combine stablecoin payments, compliance and programmable financial services within a single application. For Circle, the partnership also demonstrates the type of consumer applications Arc is designed to support.

Rather than serving only developers and infrastructure providers, Arc aims to become a foundation for consumer-facing financial products that combine stablecoins, AI and traditional payment networks.

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Stablecoins Move Beyond Trading

The announcement comes as stablecoins continue expanding into mainstream finance. Over the past year, payment companies, fintech platforms and traditional financial institutions have increasingly adopted dollar- and euro-backed stablecoins for cross-border payments, treasury management and everyday spending.

With Pulsar, that trend extends further into consumer banking.

Instead of treating stablecoins as crypto assets, the app is designed to make them function more like everyday money—held across multiple currencies, spent through familiar payment cards and eventually managed with AI.

Pulsar's early-access waitlist is now open ahead of its public launch on Arc.