Mass & MoonPay Make Bank-to-DeFi Transfers Instant With Virtual Accounts

New York — Moving money into DeFi just got as easy as a bank transfer. Mass, the fast-growing self-custodial crypto super-app, has partnered with MoonPay to enable instant bank-to-wallet transfers via Virtual Accounts — powered by Iron.

Users across the U.S. and EU can now fund their Mass wallet instantly via ACH, wire, or SEPA, receiving stablecoins directly on-chain with no delays, no custodians, and no CEX needed.
 
The feature gives every user a dedicated virtual bank account linked to their Mass profile, allowing seamless transfers straight from their bank into crypto — and back out again.

“We’ve built an experience that feels like magic. Money moves in real time, straight into your wallet. No waiting, no middlemen.”

Max von Wallenberg, CEO of Iron (acquired by MoonPay) 

What Users Can Do Now

With Virtual Accounts inside Mass, users can:

• Instantly fund wallets from a bank transfer

• Stay liquid and ready for any trade

• Avoid failed top-ups and blocked transfers

• Withdraw profits back to their bank in taps

• Manage everything inside one app

This creates a banking-like UX — but with self-custody and on-chain settlement.

Loading tweet...

View Tweet

Why It Matters

Today, many crypto users still rely on centralized exchanges or third-party on-ramps. Virtual Accounts remove that friction:
 

• Direct bank connectivity

• Real-time settlement into stablecoins

• No custodial hold of funds

• No juggling apps or waiting periods

It’s the closest Web3 has come to native banking rails.

“Our mission is to build the best self-custodial mobile app — one that covers every step of a crypto user’s journey. Users can now top up, get paid, and cash out directly on Mass. You’re just one bank transfer away.”

Rudy Kadoch, Co-Founder & CEO of Mass

How The Tech Fits

MoonPay, which powers crypto payments and onboarding for 30 million users and ~500 companies, acquired Iron to bring direct bank connectivity and real-time settlement infrastructure into Web3.
 
Iron’s rails allow money to move from banks to wallets without ever being held by an intermediary, aligning with MoonPay’s global compliance and security stack.
 
Mass delivers those rails inside a full DeFi hub. Already live across Solana, Ethereum, and major Layer-2s, Mass enables users to trade perps on Hyperliquid (up to 40x), buy & sell stocks with crypto, lend, borrow, and earn 15%+ yields on stablecoins.

In just 3.5 months, Mass has processed $2B+ in volume, quickly becoming the top mobile venue for Hyperliquid.

Together, Mass + MoonPay + Iron create a single-tap bridge from banks to on-chain finance — powering the next generation of self-custodial user experiences.