Stablecoins are moving out of crypto-native circles and into daily financial life. Exodus, MoonPay, and M0 are betting that the next phase isn’t about speculation—but usability.
This week, Exodus announced a partnership with MoonPay to launch a fully reserved, U.S. dollar–backed stablecoin designed to power everyday payments across the Exodus ecosystem. The digital dollar will be issued and managed by MoonPay and built on M0’s open stablecoin infrastructure, combining consumer-friendly design with enterprise-grade compliance.
The stablecoin will underpin Exodus Pay, an upcoming feature that lets users spend, send, and hold digital dollars directly inside the Exodus app—while remaining fully self-custodial. The goal is simple: make digital dollars feel as easy to use as any modern payments app, without requiring users to understand crypto mechanics.
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A Digital Dollar That Feels Familiar
Rather than positioning the stablecoin as a trading asset, the trio is framing it as financial infrastructure. Users will be able to move dollars globally, earn rewards, and interact with payments—all while retaining control of their funds.
“Stablecoins are quickly becoming the simplest way to move dollars onchain, but the experience still needs to meet consumer expectations. This brings a practical digital dollar experience to everyday payments.”
JP Richardson, CEO & co-founder of Exodus
MoonPay’s role goes beyond issuance. The stablecoin will be distributed across MoonPay’s global network, integrating directly into buy, sell, swap, deposit, and checkout flows—giving it immediate real-world reach with merchants and partner apps.
“Exodus is building toward a world where digital dollars are part of how people actually move money. This shows what’s possible when compliant stablecoin issuance meets global distribution.”
Ivan Soto-Wright, CEO & co-founder of MoonPay
Built on Modular Stablecoin Infrastructure
Under the hood, the digital dollar is powered by M0, an open platform designed for application-specific stablecoins. Instead of a one-size-fits-all asset, M0 allows enterprises to tailor stablecoins to specific product experiences—while maintaining programmability, interoperability, and strong controls.
“Enterprises want stablecoins that are flexible, interoperable, and purpose-built. Our infrastructure lets partners launch quickly and expand across networks over time.”
Luca Prosperi, CEO & co-founder of M0
MoonPay entered the enterprise stablecoin market in November 2025, and this launch marks one of its first major consumer-facing deployments using that stack.
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What Comes Next
Details around supported blockchains, geographic availability, and integrations will be shared closer to launch, which is expected in early 2026 and subject to regulatory approvals.
Taken together, the partnership signals a broader shift: stablecoins are no longer just settlement tools for crypto markets. They’re being rebuilt as consumer payment rails, designed to work globally, comply locally, and feel intuitive to everyday users.
