Bybit Reports 4.9% Annualized Returns on BTC Wealth Products as Demand for Bitcoin Yield Grows

As more long-term Bitcoin holders look for ways to generate returns without selling their BTC, exchanges are expanding products designed to put idle assets to work.

Bybit says its Private Wealth Management (PWM) Bitcoin funds delivered a 4.9% annualized return over the past 60 days, while some individual strategies generated 30-day annualized returns exceeding 40%.

The products are designed for investors who want to remain fully exposed to Bitcoin while seeking additional yield, with investments and settlements both denominated in BTC.

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Building Yield Around Bitcoin

Unlike traditional investment products that require investors to convert Bitcoin into fiat or stablecoins, Bybit's PWM strategies allow users to invest, earn and settle entirely in Bitcoin.

According to the exchange, the approach is aimed at long-term holders who want to increase their BTC holdings without reducing exposure to the asset. Launched in September 2025, Bybit PWM now manages more than $239 million across 160+ investment portfolios.

Earlier this year, the exchange introduced PWM 2.0, expanding access to eligible VIP2+ users while adding new portfolio customization features.

"BTC continues to trade well below its previous highs in the first half of 2026, leaving many BTC holders weighing how to manage their holdings through a period of volatility," said Jerry Li, Head of Earn and Wealth Management at Bybit.

"Even for BTC faithfuls, the central question is often not whether to sell BTC for short-term liquidity, but how to keep BTC working while remaining exposed to the asset itself. Our BTC-denominated PWM funds and Earn products are built around that premise, enabling users to invest and settle in BTC while accessing yield."

Different Products for Different Bitcoin Holders

Bybit's PWM products currently require a minimum investment of 10 BTC, making them primarily suited to larger holders and wealth management clients. For users with smaller positions, the exchange offers additional Bitcoin yield products through its broader Earn platform.

These include On-Chain Earn, which provides a simpler way to generate yield while maintaining BTC exposure, and Advanced Earn, which includes structured products such as Dual Asset and Discount Buy for users seeking more sophisticated investment strategies.

Some PWM funds can also be accessed using USDT, allowing investors to gradually accumulate Bitcoin over time without initially depositing BTC directly.

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Competition Around Bitcoin Yield

As Bitcoin adoption continues to expand, exchanges are increasingly competing to offer products that help investors generate returns while holding the asset.

Unlike proof-of-stake cryptocurrencies, Bitcoin does not offer native staking rewards, creating demand for alternative yield strategies ranging from structured products and options-based funds to on-chain lending and managed portfolios.

Bybit says its growing suite of Bitcoin wealth products is designed to give users multiple ways to earn yield based on portfolio size and investment objectives, while maintaining long-term exposure to the cryptocurrency.