As gold pushes past $4,600 per ounce, its highest level on record, Bybit is leaning into a familiar safe-haven narrative — but with a distinctly crypto-native twist.
Bybit has rolled out a boosted 11% APR offering for XAUT under its Flexible Easy Earn product, allowing users to earn yield on tokenized gold while maintaining full liquidity. The move comes as global investors once again rotate toward gold amid geopolitical uncertainty, market volatility, and a broader reassessment of risk.
Unlike physical gold — which traditionally sits idle in vaults — tokenized gold introduces a new dimension: income generation on top of price appreciation.
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Yield on Gold, Without the Trade-Offs
Bybit’s updated XAUT Flexible Easy Earn offers:
Up to 11% APR on XAUT holdings between 0.05 and 0.1 XAUT
1% base APR on balances above 0.1 XAUT
No lock-up period
Daily interest accrual
Withdraw anytime
The structure is designed to make gold-backed yield accessible without sacrificing flexibility — a sharp contrast to traditional gold investments that prioritize preservation but offer no cash flow.
The timing is deliberate. Gold closed 2025 up 65%, capping one of its strongest multi-year rallies on record. As demand for hard assets rises again, Bybit is positioning tokenized gold as a way to stay defensive without stepping out of yield-generating markets.
Why Tokenized Gold Is Gaining Ground
XAUT, a tokenized representation of physical gold, highlights how traditional assets are being re-engineered onchain. Compared to physical bullion, tokenized gold offers several structural advantages:
Yield opportunities: Earn interest via lending or staking — something physical gold can’t do
Fractional ownership: Access starts as low as 0.001 XAUT, lowering barriers to entry
24/7 liquidity: Trade or transfer globally without dealer spreads or banking hours
No storage overhead: No vaults, insurance, transport, or custody friction
In other words, gold retains its role as a store of value — but gains the efficiency and flexibility of digital finance.
A CEX Take on Onchain Assets
Bybit’s Easy Earn framework bridges the gap between traditional exchange users and onchain-style assets. Users don’t need to manage wallets, bridges, or smart contracts to access tokenized gold yields — the infrastructure is abstracted, while the economic upside remains.
That approach aligns with Bybit’s broader strategy. Founded in 2018, the exchange has grown into one of the world’s largest platforms by trading volume, serving 80+ million users globally. While deeply involved in Web3 infrastructure and onchain tooling, Bybit continues to package those innovations into products that feel familiar to centralized exchange users.
Gold, Reimagined for Crypto Markets
By pairing record-breaking gold prices and (silver prices too) with yield-bearing tokenized exposure, Bybit is effectively reframing gold’s role for crypto-native investors: not just a hedge, but a productive asset.
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As markets continue to oscillate between risk-on innovation and risk-off protection, products like XAUT Easy Earn suggest the two no longer need to be mutually exclusive.
Gold may be old money — but onchain, it’s starting to behave like new capital.
