Bitget Wallet Tops 100 Million Users as Crypto Payments Overtake Trading

Crypto wallets are starting to look less like trading apps and more like everyday financial accounts.

Bitget Wallet has surpassed 100 million users, announcing that daily payment users have outnumbered traders for the first time in the platform's history.

The milestone reflects a broader shift in how cryptocurrencies—particularly stablecoins—are being used around the world. Rather than treating digital assets purely as investments, millions of users are increasingly turning to crypto to save money, receive payments and make everyday purchases.

According to the company, more than half of its users now come from Southeast Asia, South Asia, Africa and Latin America, where crypto wallets are increasingly functioning as digital dollar accounts in regions facing currency volatility and expensive cross-border transfers.

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Stablecoins Are Becoming Everyday Money

The shift is reflected in Bitget Wallet's payment data.

The company has issued more than 137,000 Bitget Wallet Cards across 50+ markets, allowing users to spend crypto at more than 150 million merchants worldwide.

Card spending reached $31 million during the first half of 2026, representing a 191% increase compared with the second half of 2025. Growth has been even more pronounced across emerging markets.

Card spending climbed from $422,000 during the second half of 2025 to $2.2 million in the first half of 2026—a 416% increase, suggesting crypto payments are becoming part of everyday financial activity at an accelerating pace.

Globally, cardholders averaged 9.4 transactions per month, with an average purchase of $28, usage patterns that increasingly resemble those of traditional debit cards rather than occasional crypto spending.

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Why Emerging Markets Are Leading

According to Bitget Wallet, the trend is being driven by real-world financial conditions rather than speculation. Countries such as Nigeria and Argentina, where local currencies have experienced sharp declines against the U.S. dollar, have become some of the platform's fastest-growing markets.

At the same time, cross-border remittances into many developing economies continue to carry relatively high fees, making stablecoins an increasingly attractive alternative for moving money internationally.

Meanwhile, in Southeast Asia and South Asia, widespread mobile payment adoption has made it easier for Bitget Wallet to integrate QR payments and local banking rails into payment habits users already have.

"The next wave of users in these markets doesn't think of this as crypto," said Alvin Kan, COO of Bitget Wallet.

"They have a balance in dollars, they spend it, they get paid into it, and they move it across borders. The account just happens to be onchain. What the data is showing us is that this is becoming routine, and what starts as routine in these markets tends to define what global finance looks like next."

From Trading Wallet to Financial Platform

Bitget Wallet says its product has evolved significantly over the past two years.

Originally launched as a wallet focused primarily on crypto trading, the platform has expanded into payments through crypto cards, QR code payments and direct bank integrations across multiple regions.

Supporting those services is the company's Onchain Payments Matrix, settlement infrastructure that now connects more than 80 payment rails across 100+ currencies and has processed more than $177 billion in stablecoin settlement volume.

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Alongside the milestone announcement, Bitget Wallet also released a report titled "100 Million Users, One Card: A Global Snapshot of Crypto Payments," examining how crypto payment habits are evolving around the world.

As stablecoin adoption continues to accelerate, Bitget Wallet believes the latest milestone signals a broader transformation taking place across the industry: crypto wallets are increasingly becoming financial accounts built for everyday use, not just digital asset investing.