# MoonPay Brings Solana DeFi Lending to ChatGPT and Claude With Kamino

> MoonPay adds Kamino to PayBox, allowing eligible ChatGPT and Claude users to lend, borrow and earn yield on Solana directly through AI conversations.

By Lidia Yadlos · August 27, 2026

Canonical: https://blockster.com/moonpay-brings-solana-defi-lending-to-chatgpt-and-claude-with-kamino

AI assistants are starting to move beyond answering financial questions. MoonPay now wants them to execute DeFi transactions too.

The company has integrated [Kamino](https://kamino.com/), one of Solana's largest lending protocols, into [PayBox](https://paybox.sh/), its payment vault built specifically for AI. Eligible users can now lend crypto, earn yield or borrow against their assets through a conversation with ChatGPT or Claude.

Instead of opening a DeFi app, connecting a wallet and manually preparing a transaction, a user could simply tell the AI to "supply 500 USDC on Kamino" or "borrow USDC against my SOL." The assistant prepares the transaction, while PayBox handles the permissions and execution.

The integration pushes [MoonPay](https://www.moonpay.com/) further into what the industry increasingly calls agentic finance, where AI assistants can take financial actions on behalf of users rather than simply providing information.

[Post from @moonpay on X](https://twitter.com/moonpay/status/2092964034345644524?s=20)

## From AI Prompt to DeFi Position

Kamino is a major part of Solana's decentralized finance ecosystem, offering lending, liquidity and leverage products.

Its lending markets work through shared pools. Users supply assets that can then be borrowed by other participants, with borrowers paying interest that is distributed among suppliers. Rates change according to factors including demand and market utilization.

Bringing those markets into PayBox means the traditional DeFi interface can effectively be replaced by a conversation.

> "Kamino has built one of Solana’s leading lending platforms, and bringing it into PayBox is a major expansion of what people can do with money through AI," said Ivan Soto-Wright, CEO and Founder of MoonPay.

"Users can now go from a simple instruction to an onchain lending position without leaving Claude or ChatGPT, while PayBox manages permissions and secure execution. This is an important step toward making AI the interface for financial services."

Users still determine how much authority the AI receives. PayBox offers an "Always Ask" setting that requires passkey approval for every transaction, as well as an "Autonomous" option that allows the AI to execute transactions within limits established by the user. Access can be revoked at any time.

According to MoonPay, neither the AI assistant nor MoonPay receives a complete private key. Wallet keys are protected using threshold cryptography and secure enclaves, preventing any single party from independently accessing the full key or signing transactions.

[Post from @PayBox on X](https://twitter.com/PayBox/status/2085007623905009965?s=20)

## MoonPay Is Building a Financial Layer for AI

MoonPay launched PayBox in July 2026 to connect AI assistants with payments and onchain transactions without giving them access to users' private keys. Adding Kamino expands that model from payments into DeFi, allowing ChatGPT and Claude to prepare lending and borrowing transactions through simple instructions.

The integration builds on MoonPay's growing financial infrastructure business, which serves more than 30 million customers across 180 countries and 1,700 enterprise clients.

The Kamino plugin is now live in PayBox, although it is currently unavailable in the U.S., U.K., EU and Australia. The launch offers an early look at how AI could become a simpler interface for DeFi, replacing multiple wallet and protocol steps with a conversation and user approval.