# GoMining Cuts Fees for Accessing Stablecoins With Bitcoin or Digital Miners

> The maximum Instant Funds fee falls from 2.5% to 2% per 30-day term. Existing positions receive the updated pricing at their next automatic renewal.

By Eric Spivak · October 30, 2026

Canonical: https://blockster.com/gomining-cuts-instant-funds-fees-bitcoin-digital-miners

Bitcoin mining can generate daily rewards, but holders sometimes need funds before those rewards add up.

[GoMining](https://gomining.com) is lowering the cost of its Instant Funds feature, which lets eligible users access USDT or USDC using Bitcoin or digital miners. In its October 30 announcement, the company said fees now range from **1.5% to 2% per 30-day term**, depending on VIP level, compared with the previous 1.5%–2.5% range.

The change applies immediately to new positions. Existing positions move to the updated pricing at their next automatic renewal.

## What the Fee Cut Means in Dollars

The maximum fee is dropping by half a percentage point—a **20% reduction in that fee**. The lowest advertised VIP rate remains 1.5%.

For someone accessing $1,000 in stablecoins, the difference looks like this:

| Fee level | Previous fee per 30-day term | New fee per 30-day term |
| --- | --- | --- |
| Maximum advertised rate | $25 | $20 |
| Lowest advertised VIP rate | $15 | $15 |

That saves $5 per $1,000 for a user whose rate moves from 2.5% to 2%.

**These are charges for a 30-day term, not annual rates.** GoMining’s product documentation says a new service fee applies whenever a position renews, so keeping it open for longer increases the total cost.

[Post from @GoMining on X](https://twitter.com/GoMining/status/2115437712652087655)

## How Digital Miners Unlock Funds

GoMining’s digital miners represent mining power backed by physical hardware. According to the company’s announcement, eligible holders can access **up to 30% of a miner’s assessed value**, starting from $5, with funds typically credited to their GoMining balance in about a minute.

For example, a miner valued by the platform at $1,000 could support access to as much as $300 in stablecoins. The amount available depends on the miner and the offer shown in the app.

The appeal is that the miner continues producing Bitcoin rewards during a normal active position. Those rewards are separate from the stablecoins received and should not be assumed to cover the service fees.

The company says it serves more than **5.7 million users** as of October 2026. Its broader offering includes digital miners, a miner marketplace, payment services and travel bookings.

In an October 28 video, GoMining showed the physical mining equipment at its West Texas data center, illustrating the infrastructure behind its digital miners.

[Post from @GoMining on X](https://twitter.com/GoMining/status/2115564365663666514)

## Renewal Rules Differ for Bitcoin and Miners

The [product guide](https://docs.gomining.com/en/product/instant-funds) distinguishes between the two ways of opening a position:

- **Bitcoin:** Automatic renewal is enabled by default but can be switched off.
- **Digital miners:** Automatic renewal stays on until the position is fully repaid.

Each renewal extends the position by another 30 days and adds a new service fee to the outstanding amount. Users therefore need to consider the likely duration of a position alongside its starting fee.

Vitalii Dudik, General Manager of Money Services at GoMining, described the purpose of the feature:

> “Bitcoin hashrate produces value every day, and we believe it should also give its owners flexibility when they need it.”
>
> — Vitalii Dudik, General Manager of Money Services, GoMining

Liquidation remains a risk. A fall in the asset’s assessed value, or an increase in the amount owed, can reduce the cushion supporting the position. [GoMining says](https://gomining.com/blog/instant-funds-v2) mining rewards stop accruing to the user once a miner position enters its liquidation and buyback process.

## Check the Agreement Behind the Offer

There is also a distinction between GoMining’s promotional language and its contractual terms.

The announcement describes BTC and miners as collateral. However, the company’s [general Terms of Use](https://gomining.com/terms) describe Instant Funds transactions as asset sales with an obligation to repurchase equivalent assets, including a transfer of legal ownership. Those terms state that the product-specific agreement and accepted order confirmation take priority if provisions conflict.

Users should therefore check the agreement presented for their particular asset and region, including the repayment amount, renewal conditions and liquidation rules. Instant Funds is available through the GoMining app in supported regions.

The product fits a broader shift toward using digital holdings to access funds, also explored in [Blockster’s coverage of Chainlink and Aave’s planned stock-backed lending](https://blockster.com/chainlink-aave-tokenized-stocks-24-7-pricing). The products work differently, but both address a familiar need: making an existing investment useful when its holder needs liquidity.

For GoMining users, the immediate benefit is a smaller fee at the top of the pricing range. The total cost still depends on how long the position stays open.